This Redditor won’t allow his new wife to get her hands on his late wife’s assets because, for him, everything should go to their daughter. Sadly, she keeps on insisting on getting half!
His Late Wife’s Death
OP’s (Original Poster) first wife died, and he inherited money from her estate. Part of her estate came from her death settlement, so he wasn’t comfortable touching it.
A Lovely Young Lady
He then explained that he and his late wife had only one child—a daughter—and she was now an adult. Because most of his current estate came from his late wife’s assets, he saved everything for her.
OP said, “I didn’t even touch it and use it for myself. I put it all away for my daughter.”
A Hefty Estate
OP wasn’t comfortable discussing all the details because a large portion of the money came from a “wrongful” death settlement. This, coupled with the rest of OP’s late wife’s assets, amounted to around $5,500,000.
He noted that he’d invested a lot of the money, so it was “much larger” than what his wife originally left.
Growing His Assets
There’s more to OP’s estate than just his investments and late wife’s assets.
They also bought a house together, which OP paid off, worth $1,200,000. Apart from this, there’s also OP’s insurance, 401K, and IRA, which has a total value of around $1,600,000.
The Bulk of His Estate
OP seemed like he had a lot of money. However, as he had shared, the bulk of his fortune came from his wife.
He wrote, “The house—which was bought by my late wife and paid off by me—and the account my late wife set up is together over three-fourths of my entire estate. What I have is not insignificant but nowhere near as substantial as those other two assets, both of which were from my wife and long predated the marriage—and neither of which is considered marital property.”
All Taken Care Of
OP noted that his life insurance will cover all his death expenses. Even if he suddenly passes away, no one would be stuck footing these bills.
So, to put things into perspective, OP’s left with a big decision when it came to his will and dividing his property.
Starting Over
There would’ve been no problem with the will OP’s thinking of drawing up if it were only him and his daughter. He wrote, “My will right now is set up so my daughter inherits everything.”
However, there were a couple of issues that stemmed from OP’s current wife’s greed.
Building a New Relationship
He shared that he’s been with her for three years total but has only been married for six months. Even so, his new wife wants OP to include her in the will.
However, OP’s not keen on doing so. He said, “I still feel like I want my daughter to inherit everything—partially because a portion of this money is from her late mother.”
Not Left Out
Although this is the case, OP clarified that his new wife would not be left with nothing. After all, she’s currently a beneficiary of her life insurance policy.
He added, “I may include her in what remains in my 401K and IRA accounts.”
Drafting His Will
In his post, OP explained that the will he was drafting covered the assets created with his late wife—the house and the proceeds of the wrongful death settlement.
No matter what happens, he’ll make sure his daughter gets her mom’s money.
State-Dictated Inheritance
On the flip side, their state will split the rest of OP’s assets—his insurance, 401K, and IRA.
Because of this, he clarified that the above assets are not the ones being contested by his current wife. He wrote, “It’s the multi-million dollar account and the million-dollar house that are in contention.”
The Specifics
In an edit, OP explained that his late wife’s account, which has $5,500,000, will go to their daughter. The house they bought would also go to her.
The state-covered assets would then be split between OP’s daughter and his new wife. Unfortunately, his new wife’s adamant she receives “half of everything!”
Greedy for Money
OP explained that his new wife was hounding him for the money because it was “a lot more money” than his own personal assets. After all, they were talking about millions of dollars here!
The Answer Will Always Be No
However, since he only got his hands on the money because his first wife had to die for it, he doesn’t think it’s appropriate.
OP wrote, “I don’t want to see someone else profiting off of my late wife’s death. That money belongs to her daughter.”
Redditors’ Two Cents
Users comforted OP, saying he was making the right decision—especially for his late wife and their daughter.
A top commenter wrote, “Not the a**hole. I read all your comments, and from what I understand, you want your daughter to inherit the money and house that were her mother’s and yours, that your wife will not be left destitute or paying your debts, and that there is money and life insurance that she will get her share of. Essentially, she wants money that was yours and your departed wife’s, and you want it to go to your daughter. That is totally fair.”
Another Redditor said, “Not the a**hole, but your wife is a f****** gold digger if she’s trying to take money that she didn’t earn but was left behind by your deceased wife. You better get a lawyer to ironclad your will as soon as possible so your current wife can’t take anything meant for your daughter. Also, talk to your daughter. Let her know that your wife is contesting your will, and do not let your daughter feel guilty about claiming her share of your will. It’s morbid as hell that you have to think about this, but your daughter shouldn’t have to worry about it if something happens to you.”
Different Opinions
However, for some, OP’s being unfair to his new wife. It’s okay to have his daughter inherit the majority of the estate, but he should still make sure his current wife’s taken care of.
“Yeah, the really big problem here is that the daughter is getting the house, so the wife has now been told very clearly that this is not her home, but she’s expected to live there for the next several decades. That’s messed up. How can she feel comfortable in the home when he clearly doesn’t view it as hers? Will she have a say in upgrades or renovations? Frankly, I hope she makes it clear that her money will not go toward the maintenance or upkeep of the home, nor the taxes or other expenses for it. It’s not hers, and she shouldn’t have to put into something that isn’t hers,” commented one user.
Another shared, “If he doesn’t consider his second wife as an equally valuable wife, family member, and life partner, I’m not sure why he married her. I can understand his sentiment, but maybe he shouldn’t have jumped into marriage with someone he sees as an outsider regarding his previous life. Maybe the wife’s a gold digger, or maybe she’s just feeling secondary.”
What advice would you give OP? Do you think he’s being a jerk?
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This post first appeared as He Adamantly Refused to Leave His Greedy New Wife Half of His $8,300,000 Estate. He Said, “I Don’t Want to See Someone Else Profiting off of My Late Wife’s Death!” on Quote Ambition.
