Her half-sister wasted all the money she inherited from their dad, leaving her no choice but to take out loans from her. But she’s had enough and won’t shell out a single cent again!
A Fair Share for Everyone
OP’s (Original Poster) father had her a little late in life, which sadly meant she lost him sooner. Her dad wasn’t incredibly wealthy, but he did have some money in his name, so there was a “decent” inheritance.
Of that, 50% went to her mother. Then, she and her paternal half-sister each got 25%.
Though sisters, she and her half-sister had different views on money and finances.
OP put half of her inheritance in the bank and the other half as a downpayment on a house, which allowed her to become a homeowner early.
On the other hand, OP’s half-sister and her then-boyfriend used her inheritance on a business idea: a store for high-end, second-hand children’s clothing. This is where expensive brands of clothes that kids grow out of can be resold for a good margin.
OP’s half-sister immediately rented a shop on a high-end street for this business, which cost a lot of money. Unfortunately, it failed.
Another Failed Business
After that, OP’s half-sister and her then-boyfriend broke up, and she used the money on another business venture that also didn’t work out. This time, it was focused on organic body care, such as shampoo barks and bamboo toothbrushes.
OP wrote, “To her credit, she did try to do it from home, learning from past mistakes. It just never really took off in the sense it could support her fully. And she did pay quite a bit for the initial investment in products.”
Raising Her Child Alone
What’s worse is that after she and her then-boyfriend broke up, she found out she was pregnant and decided to be a single mom. In less than five years, she basically blew all her money.
A Bit of This and a Bit of That
A year and a half ago, before OP posted this story, her half-sister started asking her for small loans. At first, it was for her daughter’s, Mona’s, school supplies.
Then, she borrowed money for her car, and so on. Overall, OP “loaned” her half-sister about $528 and never saw any of it back.
Then, her half-sister suddenly asked her for another loan shortly before OP posted this story. However, OP told her that she wouldn’t give her an “extra cent” until she returned what she initially borrowed.
This was when all hell broke loose, and “s*** hit the fan!”
OP’s half-sister said that it was “unfair.” After all, she has a daughter to care for, and OP doesn’t need the money as much as she does.
She also mentioned that OP will inherit more “once her mom dies” because she’s her only child.
A Low Blow
She said she felt she should get more of the inheritance because she has Mona, and OP pretty much laughed at that. She told her half-sister she was being “ridiculous” and “rude,” having brought up her mother—especially in that way—in the conversation.
OP added, “I told her that her bad finances are a direct result of her bad life choices and that she’s getting nothing. I said that she has no legal claim to anything, which is true, and I still expect that $528 back.”
It’s Harsh, but True
After that, OP’s half-sister started crying on the phone, but she just hung up. OP might have been harsh, but she still feels the situation was entirely caused by her half-sister’s own actions.
She noted, “She’d likely blow any money I would give her anyway.”
What the Community Has to Say
OP was indeed harsh to her half-sister, but she needed to hear the truth. So, Redditors said that OP’s half-sibling needs to get her life together and be a good example to her daughter.
The top commenter wrote, “Not the a**hole. She made choices, and those choices have consequences. Were you a bit harsh? No harsher than she was when she said you’ll get more money when your mom dies. She needs to be an example to her daughter and manage her own s***.”
Not a Money-Making Machine
Many people definitely agree with what OP said. They, too, think that her half-sister was only facing the results of her choices and that it was very rude of her to mention such a thing about her mom.
A person commented, “Not the a**hole. Yes, you were harsh, but she was incredibly rude to bring up your mom will die. And the entitlement of this woman is astounding. She had exactly the same deal and blew it. Having a kid does not mean she has more right to an inheritance. It’s a ridiculous request. I don’t know how your relationship with her was or is, but you are not a charity nor an ATM.”
She’s Not to Blame
Some said that OP’s half-sister is not her responsibility and that both of them received their part of the inheritance equally.
A Redditor commented, “Not the a**hole. You both got what you were legally entitled to from the inheritance. It’s not your responsibility to bail her out if she’s having financial difficulties.”
Forget About It
According to other Redditors, OP shouldn’t hope to get back her money from her half-sister anymore.
“Not the a**hole. She didn’t have Mona when your dad died, and she chose to blow through it. Choices have consequences. And I think you’re right to hold firm and not give her any more money, though I don’t think you’ll ever get that $528 back,” a commenter wrote.
Another person said, “Not the a**hole. Your sister made her bed, and now she has to lie in it. Write off the $528. You’ll never get back, but don’t loan her anymore.”
Do you think OP should accept that she isn’t getting any of her money back from her half-sister? What would you do if you were OP?
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This post first appeared as She Refused to Give Her Single Mom Half-Sister a Cent of Her Inheritance After She Squandered Her Share on “Bad Life Choices.” She’s Guilt-Tripping Her, but She’s Not Giving In! on Quote Ambition.