This Redditor worked hard to have her own house in the Bay Area, so she wants it to go to her biological daughter “no matter what.” However, her fiancé is firmly against this idea!
A Home in the Heart of the Bay
OP (Original Poster) is a single mom in her 50s with a biological daughter, Camila. She shared that she got fortunate to have been able to buy a home in the Bay Area nearly 30 years ago at around $250,000.
She said this happened before the “tech boom.” Now, her house is worth about $1,000,000.
Rich Neighbors
For OP, it was necessary to note that only two homes in their entire neighborhood were owned by “lower-middle-class people.” It was only her and another neighbor who had lived there for as long as OP had.
She said, “Otherwise, our neighbors are engineers and software developers. The Bay Area is simply unaffordable if you’re not in tech.”
Beautiful Camila
OP’s daughter, Camila, is a 23-year-old hair stylist who grew up in OP’s house. However, she moved out a year before this story was posted so she could live with her boyfriend.
Common Sense
She had never explicitly told Camila that the house would be hers in the future. On the flip side, Camila had never asked, either.
However, for OP, it was just common sense that she would leave the house to her. She said, “That’s my daughter. Who else would I give it to?”
Partner of Two Years
Then, OP shared that she currently has a fiancé, Steven, and they’ve been together for two years. Like OP, Steven has kids from a previous relationship.
Two Kids
Unlike Camila, though, Steven’s two kids were still very young. They were still in elementary school.
Steven has joint custody of his kids, and OP adores them, and she mentioned she was excited to help raise them.
A Prenup Is Silly
OP then shared that she and Steven don’t have much money in the bank. So, she believed that a prenup “seemed silly.”
Combining Assets
She’s fully committed to the relationship and is open to combining their finances and “plan long-term” with him. However, she decided to have a prenup “just in case.”
Her Non-negotiable
While OP is open to combining assets and finances, she’s adamant that her house goes solely to Camila in the future.
She wrote, “It’s a non-negotiable for me that my daughter inherits the house.”
Not Happy With Her Decision
Unfortunately, Steven disagreed with OP. He said that $1,000,000 split between the three kids would be enough for all of them to get a headstart in life.
Firm Refusal
OP stood by her initial plan and disagreed with Steven. She paid 80% of the mortgage herself, and Camila is her only biological child.
A Happy and Comfortable Life
As a mom, she wants Camila to live comfortably, and leaving her the house she grew up in is one way to ensure that.
OP wrote, “She can have her dream life—working as a hairstylist, living in the Bay Area—with this house but will be unhappy to have to move out to a less desirable area if it’s split.”
Deep Talks
OP discussed this with Camila, who agreed that she should get the house. Camila told OP that she had always planned on inheriting it, just like OP had planned on giving it to her.
Insights From Redditors
The community could not believe OP’s fiancé thought they were entitled to the house.
A top commenter wrote, “Not the a**hole. You have been with this man for two years, and he is demanding that his kids receive an equal share of the home you paid for and raised your daughter in decades before he even existed for you? That’s absurd.”
Protect Your Child From His Greed
Some Redditors also gave OP advice regarding what she should do moving forward.
One advised, “If you’re going to marry this man and merge finances with him, you need to speak to an attorney first and make sure your wishes for your home will be followed in the event that anything should happen. But first, you should ask yourself if you have to go to great lengths to protect your child from his greed and entitlement—if marriage and merging finances is something you really want to do with this person.”
Another exclaimed, “This guy sounds like a total gold digger. It is insane for him to think that his kids should get two-thirds of your net worth.”
Your Daughter Has All the Rights to the House
Some reminded OP that she was right to prioritize her daughter.
“Not the a**hole. Her daughter has been a part of OP’s life for 23 years. This guy has two years. I don’t have anything to add except the voting,” said one Redditor. Another wrote, “My first instinct on reading the story was, “Wow, OP’s fiancé planned to inherit her house all along. How much of his affections were dollar signs?”
Do you think OP’s fiancé is just with her for money? What do you think of the issue?
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This post first appeared as She Refused to Split Her $1,000,000 House Between Her Biological Daughter and Stepchildren, but Her Fiancé Believes They Deserve a Cut. Was She Wrong to Prioritize Her Own Child? on Quote Ambition.
